Australia Cash Loans

If you need a small ($300-$2000), or medium ($2001-$5000) cash loan quickly, Cash Australia should be your first avenue of enquiry.

We have the fastest, no fuss approval process on the market, and can get funds approved and in your account within 24 hours.

Firstly, before we show you how easy it is to apply for one of our loans it’s important for you to know that Cash Australia loans are 100% unsecured. So you will not need to provide any collateral to be able to secure a loan with us—that’s peace of mind right there.

Secondly, you may have previously thought that you needed to have a full-time job, and not be on any kind of a benefit to be approved for a loan, and yes, that may be true with some other lenders. But at Cash Australia we recognise that in this modern age, especially with the advent of the “gig economy”, many Aussie’s income comes from a variety of sources—so that’s why we only require 50% of your regular income to come from employment.

And thirdly, with Cash Australia you have the flexibility of a loan which runs anywhere from 16 days to 24 months, so our loans can be fully tailored to suit your individual circumstances.

Really, the way to think about the services that we provide is that we allow you to access small advances on your income over the short term. In the old days people would often go to their boss and ask for an advance on their wages if they had an expense that their normal cycle of income didn’t cover. But this can sometimes be uncomfortable, with questions to answer and justifications to make. And anyway, why should your boss have to know your personal financial situation just for you to access an advance on your wages? So now many people just come to us instead.

Yes you do have to nominate what you will be using the loan for, but you don’t have to justify any purchase to get approved for a loan, it’s simply none of our business. If you’ve decided on the spur of the moment to do your first skydive this weekend, or book your child in for afterschool intensive maths training classes—and you don’t get paid until the end of the month—we are here to help you bridge that funding gap.

So how does it all work?

Well, first of all we’re fast

We’re talking same day approval here and funds potentially in your account within 24 hours ready for you to use.

We’re affordable.

We believe set-up fees, interest fees and loan terms shouldn’t be prohibitive, or else what’s the point of taking out a loan? So we focus on manageable repayments and friendly loan terms that integrate with your current income flow.

Our loans are easy to apply for

Starting with our fast and convenient 100% on-line application process.

We’re experts

We’ve been helping everyday Aussies out with loans for years now. No one understands our customers’ needs better than us.

We’re transparent

Our terms and conditions are written in plain English that you can understand, not the financial gobbledygook that some lenders foister on customers. Our documents are clear, precise and easy to understand—and we have no hidden fees!

So, apply on-line. You’ll be able to fill out our super easy application in just a few minutes. Using your PC, laptop, smartphone or tablet.

Then just send in your supporting docs. We need to check and confirm the information you’re giving us, to make sure we’re lending you enough money to cover your needs.

For example, there no point in applying for an amount to pay for a holiday, getting approved, only to find out you forgot to add in the cost of travel insurance and airport transfers? So let’s get it right, right from the start.

Then, if approved, just sign the loan contract electronically and your funds will be in your account within 24 hours—it’s really just that simple.

Now although we understand that this is a fast and efficient experience for a lot of our customers, not everyone is comfortable operating in the on-line world. So, at any time, you can call us on (08) 8281 9383 and speak one on one with one of our friendly, expert team members. Or you can email us at

Cash Australia – here to help you with a small to medium sized loan today.

Need cash fast?

Apply online NOW with fast approval

WARNING: Do you really need a loan today?​

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink

The Government’s MoneySmart website shows you how small amount loans work and suggest other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009*