Cash Australia (INT) Pty Ltd (‘we’/’us’/’our’) endeavour at all times to comply with the Privacy Act 1988, Australian Privacy Principles and the Credit Reporting Privacy Code which together will be referred to in this policy as ‘Australian Privacy Law.’
‘Hardship’ as defined in the National (consumer) Credit Protection Act (‘NCCP’) includes ‘illness, unemployment or other reasonable cause.’ In the course of you applying for a variation in repayment terms on the grounds of hardship, we may collect from you information about illness, unemployment or other reasonable causes of hardship. This will, most likely, be ‘sensitive information’ under Australian Privacy Law.
We will only collect sensitive information that is relevant to your application for a variation in your repayment terms on the grounds of hardship. Such information may include:
We will only collect, use, hold and disclose your sensitive information for the following purposes and in the following ways to:
We shall not disclose your sensitive information to any party except for the purposes described above and as permitted by Australian Privacy Law.
In particular, we shall not disclose your sensitive information to any credit reporting body or any other credit provider though we may disclose that you have entered into a hardship variation to such parties.
We shall not provide credit information and credit worthiness or credit eligibility information to overseas entities except as permitted by Australian Privacy Law.
There is no charge to make a request for access to your sensitive information but we may apply an administration fee for providing such access.
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
The Government’s MoneySmart website shows you how small amount loans work and suggest other options that may help you.
*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009*