Terms of Use

This website is created and controlled by Cash Australia (Int) Pty Ltd (trading as Cash Australia) ABN No 57 008 191 599 holder of Australian Credit Licence Number 386209 and any related companies, all of which are referred to as “we”, “us” or “our”

1. Introduction

1.1. Your access to this website (website) is subject to these terms and conditions, our Privacy Policy, notices, disclaimers and any additional terms and conditions (additional terms and conditions) that are contained on or referred to on the website (referred to collectively as the terms of use).

1.2. The additional terms and conditions that appear on the website will govern your use of, and access to, certain sections of the website where they appear. Since the additional terms and conditions form part of these terms of use, you are bound by them and should review them wherever they are relevant to you when using the website.

2. Terms of Use

2.1. Please read the terms of use

2.2. We reserve the right to amend the terms of use from time to time without notice and at our discretion.

2.3. It is your responsibility periodically to review this web page for updates to the terms of use, which shall come into effect once posted.

2.4. Your use of the website will be deemed acceptance of the terms of use.

3. Website content and access

3.1. While we endeavour to take reasonable care in preparing and maintaining the information on this website we do not warrant the accuracy, reliability, adequacy or completeness of any of the website You acknowledge and accept that the website content may include technical inaccuracies and typographical errors. The website content is subject to change at any time without notice and may not necessarily be up to date or accurate at the time you view it.

3.2. It is your responsibility to enquire with us directly to ensure the accuracy and currency of the material or information you seek to rely upon. To the extent permitted by law, including the Competition and Consumer Act 2010 (Cth), we disclaim all liability for loss directly or indirectly arising from your use of or reliance on the website and the website

3.3. We do not guarantee that access to the website will be uninterrupted or that the website is free from viruses or anything else which may damage any computer which accesses the website or any data on such a computer.

4. Limitation of liability

4.1. To the maximum extent permitted by law we exclude all liability for any loss or damage of any kind (including special, indirect or consequential loss and including loss of business profits) arising out of or in connection with the website content and the use or performance of the website except to the extent that the loss or damage is directly caused by our fraud or wilful misconduct. 4.2. Where the law (including without limitation the Competition and Consumer Act 2010 (Cth)) implies a warranty or guarantee into these terms of use which may not lawfully be excluded, then provided it is fair and reasonable to do so, our liability for breach of such a warranty or guarantee shall be limited at its option, to any one or more of the following:
(a) in the case of goods: replacement of the goods or the supply of equivalent goods; repair of the goods; payment of the cost of replacing the goods or acquiring equivalent goods; or payment of the cost of having the goods repaired; and (b) in the case of services, to either resupplying the services or payment of the cost of having the services supplied again.

5. Indemnification

5.1. You agree to indemnify, defend and hold us harmless, our officers, directors, employees, agents, licensors, suppliers and any third party information providers to the website from and against all losses, expenses, damages and costs, including reasonable lawyer fees, resulting from any violation of the terms of use by you.

5.2. You also agree to indemnify us against any claims that information or material which you have submitted to us is in violation of any law or in breach of any third party rights (including, but not limited to, claims in respect of defamation, invasion of privacy, breach of confidence, infringement of copyright or infringement of any other intellectual property right).

6. Intellectual property

6.1. The materials displayed on this website, including without limitation all editorial materials, information, photographs, illustrations, artwork and other graphic materials, and names, logos and trademarks, are our property (or the property of the person from whom we licence use of the subject material) and are protected by copyright, trademark and other intellectual property laws.

6.2. Any such content may be displayed and printed solely for your personal, non-commercial use within your organisation provided that any copyright notice on such a display or page is not removed.

6.3. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate any such material to any third party without our express prior written consent.

6.4. Save for the above, and unless expressly granted, we do not grant any licence or right in, or assign all or part of, its intellectual property rights in the content or applications incorporated into the website or in the user interface of the website.

7. Submissions

Any material you send to us on or via the website will be deemed to be non-confidential and non-proprietary, unless it is indicated to be otherwise. This includes any data, questions, comments, suggestions, ideas or other information. We will be entitled to use any such material which has not been indicated to be confidential or proprietary for any purpose without compensation to you.

8. Third party websites

The website may contain links to other websites operated, controlled or produced by third parties. Unless otherwise indicated, we do not control, endorse, sponsor or approve any such third-party websites or their content nor do we provide any warranty or take any responsibility whatsoever for any aspect of those websites or their content.

9. Third Party Rights

The provisions of clauses 5 (Limitation of Liability), and 6 (Indemnification) are for our benefit and the benefit of our officers, directors, employees, agents, licensors, suppliers, and any third-party information providers to the website. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on their own behalf.

10. Links to our website

If you wish to establish a link to this website, you must first seek our approval. To seek approval, please contact us. If you don’t have one or are unsure, please email us.

The following information will be required to assess your request:

  • the URL of the website that you seek to establish a link from
  • a brief description of your website
  • the reason that you wish to establish a link.

If we agree to your proposed link, you must comply with any terms and conditions imposed by us as a condition of such agreement.

If the nature and/or content of your website changes in any significant way, you must contact us and provide a new description of your website.

WARNING: Do you really need a loan today?​

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink www.humanservices.gov.au/advancepayments

The Government’s MoneySmart website shows you how small amount loans work and suggest other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009*