Loan Services Information

Helpful information to guide you before applying

Before applying for a personal cash loan, it is important to understand which documents may be needed as part of the application process. Supporting documents help lenders verify your identity, review your financial information and assess whether the loan may be suitable for your circumstances.

The documents required can vary depending on the type of loan, your personal circumstances and the information provided in your application. Common documents may include identification, bank statements, payslips and proof of address where required. Having these documents ready can help make the application process smoother and reduce unnecessary delays.

At Cash Australia, we aim to provide clear and straightforward information about document requirements so applicants can better prepare before starting the application process. Understanding what may be needed from the start can help you feel more confident and make the process easier to follow.

Loan fees and charges

Understand personal cash loan fees and charges, including loan amounts, loan terms, establishment fees, monthly fees and repayment examples.

Eligibility requirements

Eligibility requirements

Check the main eligibility requirements for a personal cash loan, including age, Australian residency, employment income and other lending criteria.

What Fees and Charges May Apply

Loan terms and amounts

Explore available loan amounts and loan terms for personal cash loans, including flexible repayment periods designed to suit different borrowing needs and budgets.

What Documents May Be Required?

Document requirements

Find out which documents may be needed for your loan application, including identification, bank statements, payslips and proof of address if required

Personal Cash Loans

We provide unsecured Small Amount Credit Contracts (SACC) and Medium Amount Credit Contracts (MACC) with clear terms, transparent fees and an easy online application process.

Our personal cash loan application process is designed to make borrowing simpler, with fast support, straightforward communication and a convenient way to apply online wherever it suits you.

Prefer to speak with a team member first? Call us on (08) 8281 9383 during business hours or email loanmanager@cashoz.com

WARNING: Do you really need a loan today?​

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

The Government’s MoneySmart website shows you how small amount loans work and suggest other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009*