You’ll find there are quite a few lenders that might advertise themselves as same day lenders—but they often don’t live up to the mark. At Cash Australia one of the lynchpins of our company has been the ability to deliver funds into our customer’s accounts within 24 hours of them applying, and we’ve been meeting this expectation for years.
We can make this promise for a number of reasons. Firstly, because unless you need help, our whole loan application process can be completed on-line. Meaning there’s no time consuming phone calls to be made by you, or documents faxed or snail mailed back and forth. We’ve streamlined our processes to let our customers focus on their busy lives whilst still be able to access funds quickly when needed. With some lenders you’d honestly wonder if they’ve realised the internet has been invented, because their out of date practices and judgemental attitude seem to belong in the last century!
That’s another thing you won’t get from us, no judgemental attitude and no discrimination. Even if you have a less than perfect credit rating or loan record we’re going to be making our assessment on your application in the here and now, not on the basis of a car loan payment you might have missed 10 years ago.
Ok, so from what we’ve told you so far you’ve probably got the idea that Cash Australia is not your average dyed in the wool lender? And you’d be right! We consider ourselves a dynamic, innovative lender, with a up to date modern approach. We react to the needs and timeframes of our customers and this means being able to provide funds for the spontaneous challenges that, at times, life throws at us all.
Here’s a list of common queries we get every day and maybe if you’ve been unsure of whether to apply for a loan or not it might help you. Because whatever your situation, we’ve probably dealt with it before.
I’m a single mum and most of my income comes from government benefits, can I still get a loan?
Yes, as long as your loan repayments are not going to be more than 20% of your benefits. Regulatory bodies that govern the lending industry have deemed this is a workable percentage. Believe us the last thing we would want to do is approve a loan that would put you under financial pressure. That’s not what we’re about.
Does Cash Australia conduct credit checks?
Yes we may do a credit check. But in doing it our aim is to establish that you are financially stable at this time—that’s all we consider.
Is there an employment check?
Depending on your current employment situation we may do a check, but it is always done in the most unobtrusive, and respectful manner possible. You are our valued client, not your employer.
How do I get paid and how fast?
As mentioned our aim is to have your required funds in your account, and cleared, within 24 hours. But be aware, as efficient as we aim to be, we are still dependant on your particular banks practices. The best approach is to get your application started ASAP and upload the necessary documents through our super-easy secure online portal today.
Can I repay my loan early?
Absolutely. You can pay off as much as you like, as often as you like, and finalise the loan as early as you want. And all without any penalty.
Any other questions you might have, one of our informed and helpful team can answer them for you by either emailing us at loanmanager@cashoz.com or calling us direct on (08) 8281 9383
If you’ve been put through hoops by other lenders and have previously had loan applications rejected, we think you’ll find our approach friendly, helpful and refreshing. Remember our aim is to be able to provide lending services to our customers throughout their lives, and we have a great many loyal repeat customers than have had multiple loan approved by Cash Australia. Our team is here to respond to your needs and get things done as quickly as possible. So, to be able to borrow from between $300 to $5000, and have it in your account on the same day, get started by filling in our on-line application form today.